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Cheshire offers loyalty bond

Cheshire Building Society is offering its members of two year’s standing a loyalty bond at a variable rate of 3.95 per cent.

The mutual is offering the loyalty bond to members with between £1,000 and £25,000 to save and guaranteeing the rate will not fall below Bank of England base rates.


Eyebright – Enterprise Investment Scheme

Thursday, 27 March 2003 Aim: Growth by investing in the building and operation of day surgery centres Minimum investment: Lump sum £1,000 Opening/closing date: January 12, 2003/April 11, 2003 Charges: Implicit Commission: Subject to negotiation Contact:

Failure to offer seller&#39s pack will not be a criminal offence

The Government has ditched controversial plans to impose criminal sanctions on homeowners who sell their property without a seller&#39s pack after succumbing to industry pressure.In the new Housing Bill, published this week, the measure to criminally punish non-compliant homeowners has been dropped in favour of civil sanctions, likely to take the form of a fine.Previously, […]

82 IFAs gain new pension certificate

The first group of candidates for the new IFA occupational pensionscheme qualification got their certificates last week.Eighty-two IFAs passed the new financial adviser certificate intrustee pensions knowledge exam set up by the Pensions ManagementInstitute last September. Only four advisers failed the exam.The qualification is des-igned to allow advisers to demonstrate thatthey fully understand the duties […]

Pitt quits Future Mortgage

Brian Pitt, sales & marketing director at sub-prime lender Future Mortgages, has resigned from the group. Pitt, one of founders of the company, left this week after six years. Despite his sudden departure, Future says negotiations about his leaving were amicable. He has not yet been replaced.

The savvy consumer

In last year’s FCA thematic review of the mortgage market, one of the key things highlighted was the “savvy consumer”. That’s the client who comes in the door with a very clear idea of what they need and expect you to get them it. They don’t think they need advice, they have after all consulted […]


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