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Cheshire Building Society – Two Year Fixed Rate – Intermediary only

Cheshire Building Society

Two Year Fixed Rate – Intermediary only

Type: Fixed-rate mortgage

Fixed term: Two years

Fixed rate: 5.39%

Minimum loan: £25,000, £30,000 for first-time buyers

Maximum loan: Up to 95% of valuation subject to a maximum of £350,000, up to 90% of valuation subject to a maximum of £400,000, up to 85% of valuation subject to a maximum of £500,000, up to 80% of valuation subject to a maximum of £750,000

Income multiples: Up to 3.75 times principal income plus second or 3.25 times joint

Conditions: Free valuation for house purchases and remortgages on properties valued below £750,000, free mortgage payment protection insurance for the first three months

Flexible features: Overpayments up to £5,000 a year, underpayments, payment holidays, lump sum withdrawals of £5,000-£25,000, interest calculated daily

Arrangement fee: £1,999

Redemption fee: 5% of the amount repaid in year one, 4% in year two

Introducer’s fee: Refer to lender

Tel: 0845 0554567

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