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Cheshire Building Society – Self Cert Two Year Fixed Rate

Cheshire Building Society

Self Cert Two Year Fixed Rate

Type: Self-cert fixed rate mortgage

Fixed term: 5.49%

Fixed rate: Until February 2, 2009

Minimum loan: £25,000

Maximum loan: Up to 80% of valuation subject to a maximum loan of £500,000

Income multiples: Up to 3.75 times principal income main plus second o 3.25 times joint

Conditions: Free valuation, free mortgage payment protection insurance in first three months

Flexible features; Overpayments up to £5,000 a year, underpayments, payment holidays, lump sum withdrawals between £500 and £25,000, interest calculated daily

Arrangement fee: £545

Redemption fee: 4% of amount repaid in year one, 3% in year two

Introducer’s fee: Refer to lender

Tel: 0845 0554567

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