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Cheshire Building Society – Five Year Fixed Rate

Cheshire Building Society

Five Year Fixed Rate

Type: Fixed-rate mortgage

Fixed term: Five years

Fixed rate: 6.29%

Minimum loan: £25,000, £30,000 for first-time buyers

Maximum loan: Up to 90% of valuation subject to a maximum of £400,000, up to 85% of valuation subject to a maximum of £500,000, up to 80% of valuation subject to a maximum of £750,000

Income multiples: Up to 3.75 times principal income plus second or 3.25 times joint

Conditions: Free valuation for house purchases and remortgages on properties valued below £750,000, free mortgage payment protection insurance for the first three months

Arrangement fee: £999

Redemption fee: 5% of the amount repaid in year 1, 4% in year two, 3% in year three, 2% in year four, 1% in year five

Introducer’s fee: Refer to lender

Tel: 0845 0554567

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