View more on these topics

Cheshire Building Society – 2 Year Fixed Rate

Cheshire Building Society

2 Year Fixed Rate

Type: Fixed-rate mortgage

Fixed term: Until November 30, 2008

Minimum loan: £25,000

Maximum loan: Up to 95% of valuation subject to a maximum of £350,000, up to 90% of valuation subject to a maximum of £400,000, up to 85% of valuation subject to a maximum of £500,000, up to 80% of valuation subject to a maximum of £750,000

Income multiples: Up to 95% of valuation – 3.5 times principal income plus second or 2.75 times joint, up to 90% of valuation – 3.75 times principal income plus second or three times joint, 80% of valuation – 3.75 times principal income plus second or 3.25 times joint

Conditions: Free valuation, interest calculated daily, free mortgage payment protection insurance in first three months

Flexible features; Overpayments up to £5,000 a year, underpayments, payment holidays, lump sum withdrawals between £500 and £25,000, interest calculated daily
Arrangement fee: £500

Redemption fee: 5% of original loan in year one, 4% in year two

Introducer’s fee: Refer to lender

Tel: 0845 0554567

Recommended

Housing elite

Homeownershiop is in danger of becoming the preserve of the middle class

‘Use equity release and relief to boost pension’

People should consider unlocking capital through equity release and use it to bolster their pension funds , taking advantage of tax relief, according to Legal and General.At the Centre for Future Studies conference in London, L&G group executive director Kate Avery said people could use equity release to access funds and then transfer the cash […]

Dampier poses questions over niche market

Investment trusts are “a pain” for advisers to sell and will always lend themselves to a niche rather than mass market, claims Hargreaves Lansdown head of research Mark Dampier.At a Money Marketing round table on investment trusts last week, Dampier said the fundamental question that needs to be answered is why should advisers sell investment […]

Advisers shun Suisse

Credit Suisse’s attempts to provide assurances of its commitment to the UK retail market have failed to win over leading investment advisers.Following a string of high-profile departures recently, the fund firm held meetings with several high-profile IFAs this week to introduce them to its new global head of equities Kim Goodwin and outline future plans.Goodwin […]

Newsletter

News and expert analysis straight to your inbox

Sign up

Comments

    Leave a comment

    Close

    Why register with Money Marketing ?

    Providing trusted insight for professional advisers.  Since 1985 Money Marketing has helped promote and analyse the financial adviser community in the UK and continues to be the trusted industry brand for independent insight and advice.

    News & analysis delivered directly to your inbox
    Register today to receive our range of news alerts including daily and weekly briefings

    Money Marketing Events
    Be the first to hear about our industry leading conferences, awards, roundtables and more.

    Research and insight
    Take part in and see the results of Money Marketing's flagship investigations into industry trends.

    Have your say
    Only registered users can post comments. As the voice of the adviser community, our content generates robust debate. Sign up today and make your voice heard.

    Register now

    Having problems?

    Contact us on +44 (0)20 7292 3712

    Lines are open Monday to Friday 9:00am -5.00pm

    Email: customerservices@moneymarketing.com