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Cheshire Building Society – 10-Year Fixed

Cheshire Building Society

10-Year Fixed

Type: Fixed rate mortgage

Fixed term: 10 years

Fixed rate: 5.64%

Minimum loan: £25,000, £30,000 for first-time buyers

Maximum loan: Up to 95% of valuation subject to a maximum of £350,000, up to 90% of valuation subject to a maximum of £400,000, up to 85% of valuation subject to a maximum of £500,000, up to 80% of valuation subject to a maximum of £750,000, up to 75% of valuation subject to no maximum

Income multiples: Up to 3.75 times principal income plus second or 3.25 times joint

Conditions: Free valuation for purchase and remortgage of properties valued below £750,000, free mortgage payment protection insurance in first three months

Flexible features: Overpayments of up to £5,000 a year, underpayments, lump sum withdrawals of £500-£25,000, interest calculated

Arrangement fee: £899

Redemption fee: 5% of the amount repaid in years one and two, 4% in years three and four, 3% in years five and six, 2% in years seven and eight, 1% in years nine and 10

Introducer’s fee: Refer to lender

Tel: 0845 0554567


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