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Chesham changes mortgage terms

The FSA has ordered Chesham Building Society to change three “unfair” terms in its mortgage contract. Following its merger with Skipton, Chesham will no longer offer new mortgages but will change its terms for existing customers.

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OPM identifies value in Russia and Brazil

OPM Fund Management is selectively increasing emerging market exposure in its balanced managed fund with new positions in Russia and Brazil. The firm has added Neptune Russian & Greater Russia to its balanced managed fund, which also holds the JP Morgan Russian securities investment trust. OPM fund manager Tony Yousefian says the firm’s balanced managed […]

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Advisers can take provider loans post-RDR

Advisers will be free to take out commercial loans from product providers post-RDR despite the FSA imposing a ban on factoring in order to stamp out provider bias. Writing in this week’s Money Marketing, FSA director of conduct policy Sheila Nicoll (pictured) also confirms that advisers will be allowed to continue to get existing trail […]

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Complex route

Steve Lewis Managing director The Retirement Partnership

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