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Cheltenham & Gloucester ups sub-prime rates by 1 per cent

C&G has announced that it will be increasing rates on all of its Assist and Access fixed and tracker products by 1 per cent from today.

Current products were withdrawn from close of business yesterday.

The lender says it is still paying a 0.65 per cent proc fee on assist cases.

A spokeswoman says that it is business as usual for C&G. “Other lenders have made the changes so we’re following suit.”


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IMLA members predict easing of high risk business volumes

IMLA has found that intermediary lenders expect to see an easing of business volumes in the higher risk categories of lending, while lower risk mortgage business will continue to grow.Self-certification business is expected to decline by around 2 per cent over the next quarter, while light, medium and heavy adverse volumes are predicted to ease […]

Critical danger in non-disclosure cash cases

Insurers paying a proportion of a critical-illness insurance claim in a case where a policyholder has not disclosed information could risk exposing themselves to compensation cases, warns Standard Life protection marketing manager Mick James.He says the proportions paid rarely reflect the true risk that non-disclosed information would have presented, which may prompt cons-umers to seek […]


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