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Cheltenham & Gloucester – 7 Year Fixed Rate

Fixed term:
Until November 30, 2011

Fixed rate:
Up to 95% of valuation &#45 house purchase 5.74%, remortgages 5.99%,
up to 90% of valuation -&#45 house purchase 5.49%, remortgages 5.74%

Minimum loan:

Maximum loan:
Up to 95% of valuation subject to no maximum

Income multiples:
Up to three times principal income plus second or 2.75 times joint

Arrangement fee:

Redemption fee:
7% of amount repaid in year one, 6% in year two, 5% in year three, 4% in year four, 3% in year five, 2% in year six, 1% in year seven

Introducer&#39s fee:
Loans of at least £25,000 up to 95% of valuation &#45 0.25% of loan amount, up to 90% of valuation 0.30% of loan amount

Tel: 01452 373187


Resolution picks finance chief

Resolution Life Group is appointing Mike Biggs as its chief financial officer and board executive director. Biggs, the former Aviva group finance director, will be responsible for the company&#39s financial management, consolidated group reporting and capital structure. Biggs helped in the demutualisation of Norwich Union in 1997. He will also lead Resolution&#39s eventual flotation. Resolution […]

Learning curve

Case studyMark Dutton, Age 31, BA (politics/history), UNSW (Australia)Graduate trainee financial adviserAfter I left school, my plan was to join the Royal Australian Air Force as a fighter pilot and I graduated from the Australian Defence Force Academy with an Arts degree in Politics/History. But my ambition to fly F-111s was cut short by leg […]

BGI goes to exotic ETF

Barclays Global Investors has added the i-Shares MSCI Japan fund to its range of exchange-traded funds and will follow this up with three more new additions. The fund will track the performance of the MSCI Japan index, which consists of companies such as Nissan, Honda and Toyota motor companies, Canon and Sony. The index represents […]

&#39IHT discriminating against homes in high-price areas&#39

The firm says the price of the average UK house – £161,746 – takes up 61 per cent of the inheritance tax-free allowance compared with 31 per cent of the band in 1995. This is even higher than at the peak of the property boom in 1989 when the price of the average UK house […]


Lifetime Isa – how it works

According to George Osborne “people like Isas – because they’re simple”. Fiona Tait is not convinced… Contributions & bonuses What he said: “From April 2017, anyone under the age of 40 will be able to open a Lifetime Isa and save up to £4,000 each year. And for every £4 you save, the Government will […]


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