View more on these topics

Cheltenham & Gloucester – 7 Year Fixed Rate Mortgage

Fixed-rate mortgage

Fixed term:
Until July 31, 2011

Fixed rate:
House purchase up to 95% of valuation &#45 6.24%, up to 90% of valuation &#45 5.99%, remortgages up to 95% of valuation &#45 6.49%, up to 90% of valuation 6.24%

Minimum loan:

Maximum loan:
Up to 95% of valuation subject to no maximum

Income multiples:
Up to three times principal income plus second or 2.75 times joint

Arrangement fee waived and free in-house legal costs or £150 contribution for remortgages, capital repayments of up to 10% a year allowed without penalty

Arrangement fee:

Redemption fee:
7% of amount repaid in year one, 6% in year two, 5% in year tree, 4% in year four, 3% in year five, 2% in year six, 1% in year seven

Introducer&#39s fee:
Loans of at least £25,000 up to 95% of valuation &#45 0.25% of loan amount, up to 90% of valuation 0.30% of loan amount

Tel: 01452 373187


Standard suffers from &#39consumer resistance&#39

Standard Life&#39s new UK life and pension business has fallen by 13 per cent from £483m for the first half of last year to £417m this year. The decline has been put down to a 22 per cent fall in individual pension sales from £170m to £133m and a 23 per cent fall in investment […]

Treasury quashes hopes for appeals

The Treasury review of the relationship between the Financial Ombudsman Service and the FSA has all but ruled out an external right of appeal for firms despite repeated calls from the industry for an appeal process. The consultation paper, published last week, points out that establishing a right of appeal or giving a body the […]

Ipswich Building Society – Fee-Free Remortgage: Three Year Fixed Rate

Fixed term: Until October 31, 2007 Fixed rate: 5.85% Minimum loan: £25,000 Maximum loan: Up to 80% of valuation subject to a maximum of £350,000 Income multiples: Loans up to 80% of valuation &#45 3.25 times principal income plus second or 2.5 times joint, loans up to 75% of valuation &#45 3.5 times principal income […]

Aye aye, cap&#39n

Not everyone wore boaters, blazers or chiffon at Henley Regatta this season. Invesco Perpetual was helping a group of well-soaked hacks to refreshments outside a Thames-side hostelry at the swanky event last week when along sailed a launch piloted by an elderly gentleman wearing nothing but his captain&#39s hat. However, such is the Pimms-numbed haze […]


News and expert analysis straight to your inbox

Sign up


    Leave a comment


    Why register with Money Marketing ?

    Providing trusted insight for professional advisers.  Since 1985 Money Marketing has helped promote and analyse the financial adviser community in the UK and continues to be the trusted industry brand for independent insight and advice.

    News & analysis delivered directly to your inbox
    Register today to receive our range of news alerts including daily and weekly briefings

    Money Marketing Events
    Be the first to hear about our industry leading conferences, awards, roundtables and more.

    Research and insight
    Take part in and see the results of Money Marketing's flagship investigations into industry trends.

    Have your say
    Only registered users can post comments. As the voice of the adviser community, our content generates robust debate. Sign up today and make your voice heard.

    Register now

    Having problems?

    Contact us on +44 (0)20 7292 3712

    Lines are open Monday to Friday 9:00am -5.00pm