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Chelsea Building Society – Prospect 3 Year Fixed Rate

Fixed-rate adverse credit mortgage

Fixed term:
Until October 1, 2007

Fixed rate:

Minimum loan:

Maximum loan:
Up to 85% of valuation subject to a maximum of £250,000

Income multiples:
Up to 3.75 times principal income plus second or 2.8 times joint

Maximum £3,000 in CCJs, current and satisfactory IVAs allowed, discharged bankruptcy and past repossessions considered

Arrangement fee:

Redemption fee:
3% of amount repaid until October 1, 2007

Introducer&#39s fee:
Subject to negotiation

Tel: 08702 404808


More charity, vicar?

Solihull IFA Adrian Smith & Partners is calling on the Government to give tax relief to charities on company donations. Registered charities can claim back tax on individual donations made under the Gift Aid scheme and AS&P believes the same concession should be made on company donations as well. The IFA recently celebrated its fifth […]

Asking prices falling as more properties stay on the market

The average asking price for a house in the UK fell by 2 per cent in the past month, according to data from market analyst Rightmove. The company says the fall is likely to have been caused by the series of int-erest rate rises. The average property price fell from £196,198 on July 10 to […]

Fund firms join online forum for networks

Tenet Group is starting an online investment forum for M&E and Interdependence network members in partnership with Fidelity, Jupiter, Invesco and Gartmore. The forum will offer investment reports and analysis, fund prices and news, provided through fund supermarket FundsNetwork. Workshops and regional development meetings will also be held for members. Jupiter Unit Trust Managers director […]

35 per cent of IFAs support distribution funds – AXA

Over a third (35 per cent) of IFAs back distribution funds as a core investment for investors&#39 portfolios, according to research from Axa. The research shows 44 per cent of IFAs feel distribution funds are either very attractive or attractive as a key component of an investor&#39s portfolio. Fifty one per cent of IFAs expect […]


Neptune video: Abenomics: the impetus for Japan’s fast-track recovery?

The remarkable performance of the TOPIX over the past year has caused many sceptical equity investors to look again at the Japanese market. These returns have come despite very significant problems facing the Japanese economy. Chris Taylor, manager of the Neptune Japan Opportunities Fund, discusses these problems and whether Abenomics will be able to overcome them, enabling the market to continue to rise.

In the video, Taylor addresses the following:

• The size and speed of Japan’s unprecedented monetary policy
• Abenomics and the implications should it fail
• Corporate Japan and beneficiaries of government policy


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