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Chelsea Building Society – Offset Two-Year Fixed-Rate Mortgage – Direct

Chelsea Building Society – Offset Two-Year Fixed-Rate Mortgage – Direct

Type: Fixed-rate mortgage

Fixed term: Until March 31, 2014

Fixed rate: 3.79%

Minimum loan: £75,000

Maximum loan: Up to 85% of valuation subject to a maximum of £1m

Income multiples: Based on affordability

Flexible features: Unlimited overpayments, underpayments, payment holidays, interest calculated daily, offset facility

Arrangement fee: £200 completion fee plus £195 booking fee

Redemption fee: 3% of the original loan on full redemption only in the first two years

Introducer’s fee: None

Contact: www.thechelsea.co.uk/mortgages

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