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Chelsea Building Society – Five Year Fixed Rate With Cashback

Chelsea Building Society

Five YEar FIxed Rate With Cashback


Five Year Fixed Rate With Cashback

Type: Fixed rate mortgage with cashback

Fixed term; Until January 31, 2011

Fixed rate: 6.49%

Minimum loan: 25,000

Maximum loan: Up to 95% of valuation subject to a maximum of 2m
Income multiples: Up to 95% of valuation – up to 3.5 times principal income plus second or 2.75 times joint, up to 90% of valuation – up to 90% of valuation – up to 3.75 times principal income plus second or 2.8 times joint, up to 75% of valuation – up to four times principal income plus second or three times joint

Conditions: 6% cashback

Arrangement fee: 495

Redemption fee: 5% of amount repaid until January 31, 2006

Introducers fee: Subject to negotiation

Tel: 08702 404808


Setting the Standard

Rod Woolsey GMG Financial Services, Cottenham, Cambridge

Cases cost Equitable 45m

Equitable Life has dropped its litigation against the remaining nine former directors in dispute with the mut- ual leaving policyholders to foot a 45m legal bill. The agreement means the society will reimburse around 10m in legal fees to the nine directors on top of the estimated 35m cost of the failed lawsuits against a […]

HBOS warns protection is not factored into cost

The 0.3 per cent annual management charge on Turner’s proposed National Pension Savings Scheme has not taken into account the cost of consumer protection, according to HBOS. Speaking at the ABI’s Saver Summit, HBOS head of industry affairs Kate Flavell warned Lord Turner that the charge will not cover the costs of the Financial Ombudsman […]

Pensions - thumbnail

Preparing for the changes to the pensions market

As more and more providers start to reveal their stance on the charge cap and removal of commission and active member discount pricing, we thought it would be worthwhile to look at what these are, and the steps businesses should be taking to prepare for this.


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