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Chartwell says savings compulsion still needed

IFA Chartwell has warned the Sandler review will not meet some of its original objectives such as encouraging those on low incomes to save despite being “well-intentioned”.

The IFA says that the simple range of products will not get people to save without a long term learning process and some element of compulsion.


&#39Need for standard misselling definition&#39

Ron Sandler has called on the FSA to come up with a standard definition of what constitutes misselling to provide IFAs and providers with greater certainty as to what is acceptable practice.In his report Sandler says there needs to be more information about misselling because of its importance in the regulatory framework. It points out […]

Windfalls on way to NatMut members

GE Life says qualifying members of National Mutual will receive windfall benefits by the end of the month.The move will complete the demutualisation of NatMut, which transferred its business to GE Life in April.Individual members will receive a £500 cheque while scheme members will be recompensed by additional policy benefits.Qualifying members will have to have […]

PAIL houses Euro fund of hedge funds

Progressive Alternative Investments Limited (PAIL) has established the progressive European alternative portfolio, a fund of hedge funds that focuses on Europe including the UK.The fund invests in between 15 and 20 hedge funds from different London-based fund managers. It will aim to exploit inefficiencies in European markets and will take advantage of opportunities created by […]

Sandler: provider response

SkandiaThe cost of redesigning products and administration will be considerable and contrary to the objective of simplifying the sales process, with consumers ultimately bearing the costs. Scottish WidowsProtection should be added to the stakeholder suite of three products but a price cap will lead to market distortions. Norwich Union LifeWe have the size and scale […]

Show me the money – earnings are central to performance in Europe

Equity markets globally currently remain vulnerable to sharp shifts in sentiment caused by either unexpected or unwelcome outcomes in key upcoming political events (the US and German elections, Brexit and the Italian referendum). These top-down influences, combined with the current low global growth environment, will likely lead to broadly directionless markets, and prolong the current low beta return environment. We do, though, […]


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