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CGU launches capped and fixed rate mortgages with no redemptions

Cheltenham & Gloucester is launching a range of capped and fixed-rate mortgages which it says will leave the borrower free of redemption charges on completion.


Borrowers can cap their rate for three, four or five years at 6.79 per cent for a 10 per cent deposit and 6.99 per cent for a deposit between 5 per cent and 10 per cent.


The fixed rate for borrowers with a 10 per cent deposit is 6.49 per cent and 6.69 per cent for those with a deposit between 5 per cent and 10 per cent.


There is a reservation charge of £295 and there are no mortgage indemnity premiums, no valuation fees and no tied insurance sales.

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