Cheltenham & Gloucester has repriced its 100 per cent mortgage products and removed the free valuation incentive previously applicable to the range. Details of the new range are available via its online product guide.
The CII has called on the industry to streamline the structure of financial services qualifications.
Advisers have welcomed Norwich Union’s decision to undergo a complete redesign of its protection range and research a guaranteed protection product.Money Marketing last week reported that the firm is scrapping its current protection range and “starting from a clean sheet of paper” in a bid to meet consumers’ protection needs.MM also revealed that NU is […]
Friends Provident and Resolution look set to close the deal to create Friends Financial Group with the date of the merger set for November 29, 2007.
Grant Thornton has warned non-doms that have been resident in the UK before April 2001 will begin paying the Government’s new charges from April 2008.In his Budget Speech, Alistair Darling rejected Conservative plans for a £25,000 annual non-dom levy as it would discourage people coming to this country for short term work.Instead the Government will […]
Since last year’s reforms to pension legislation, a significant number of retirees have chosen income drawdown over purchasing an annuity. This has presented risks to both individuals and their advisers. In this article the risks are explained – and, importantly, strategies are presented that could help mitigate them. Read this article
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A High Court judge says the FCA can submit evidence in a case that could shape how Sipp misselling claims are handled in the future. In the case, which started today, lorry driver Russell Adams alleges Carey Pensions missold him a self-invested personal pension. Carey Pensions is accused of using unregulated introducers to invest Adams’s […]
Studies have found funds can be too big or too small to outperform, suggesting size does matter The assessment of whether to invest in a certain fund is a tricky business. Bearing in mind roughly 90 per cent of active funds do not beat their benchmarks over periods longer than 10 years, the odds are […]
The following sorry verse embodies procrastination on a whole new level: “Hello there, my name’s Phil; I rap like a small bear writing a will [diligently]; Estate-planning, ninja-whooping IHT; Shame I’m not as bizzie [urban affectation] with the RLP.” These words were penned in response to my father’s short verse sent to me, after the […]