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C&G offers extra discount for larger loans

Cheltenham & Gloucester has launched a special discount offer for borrowers with larger loans.

The offer provides borrowers with loans above £100,000 an extra 0.5 per cent off their discounted rate mortgage for the first 12 months.

It means borrowers of up to 90 per cent loan to value, opting for a two year discount rate will now receive a 3.5 per cent discount in the first year of their loan.

The lender has also announced it is slashing its administration charge from £199 to £99.


Johnstone Douglas appoints head of stakeholder development

Employee benefits specialists Johnstone Douglas has appointed John Carr as associate director in charge of stakeholder pensions development.His role will be to gain an &#39unfair&#39 share of pensions and computer software market resulting from the introduction of stakeholder pensions.Previously semi-retired, Carr has been working for the IFA in the capacity of compliance officer.Formerly he has […]

CIS issues new ethical investment statement

CIS has issued a new policy statement governing the investment strategy of its &#39Environ&#39 ethical unit trust.While continuing to avoid the usual &#39negative&#39 investment areas of armaments, nuclear activity and tobacco. The new investment statement provides more detail on issues such as animal testing, use of chlorine in water, genetically modified foods and transport.The strategy […]

IFAs lambast OFT polarisation report

IFAs and consumer groups have derided the Office of Fair Trading&#39s report on polarisation as a &#34dog&#39s dinner&#34 which will bewilder consumers.The much-delayed report calls on the Government to scrap polarisation rules for unit trusts and Oeics, while maintaining the status quo for life insurance and personal pensions.While the industry has taken comfort from the […]

Eurolife launches fixed income Isa

Eurolife is launching an Isa offering a a choice of either fixed income or capital growth.The Extra Income & Growth Isa pays investors 8 per cent a year over a four year term.Alternatively investors looking to build up capital can select the growth option which pays 33 per cent at the end of the four […]


DB transfer shouldn’t be all-or-nothing

By Steve Webb, director of policy In my recent discussions with advisers, a hot topic has been the growing number of people interested in transferring their defined benefit pension rights into a defined contribution pension scheme. With many pension schemes offering eye-watering transfer values, this is likely to be an area of increasing interest. Yet […]


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