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Cavendish says pension savers have their heads in the sand

Forty two per cent of investors believe their occupational pension scheme is all they need for retirement, according to research by Cavendish Asset Management.

Despite the closure of many schemes, 52 per cent of people under 30 are putting all their trust in an occupational pension. However only 18 per cent of those questioned believe that the state pension will be sufficient in retirement.

The research also shows that people are responding to difficulties in the pension sector with 77 per cent using other investment vehicles for their retirement planning.

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