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Cash deposit account at 1 per cent above the base rate

The Government has announced the charge caps for its cash deposit accounts. The rate of interest payable has been set at 1 per cent within the base rate. This is a reduction from the currnet 2 per cent margin for cash ISAs.


Poll reveals fears over self-cert lending abuse

The majority of IFAs believe self-certification is being abused by advisers and lenders. A total of 59 per cent of respondents say self-cert is being misused to lend unsustainable amounts to consumers The FSA has said it believes lender controls are broadly sufficient although it has stressed that mortgage lenders must check that information is […]

Comply with me

The Diary has found a task for its readers – to come up with the ideal hold music for our friends at Canary Wharf. Our man at the FSA has expressed a willingness to listen to any suggestions. So whether you think it should be that old Rolling Stones number Under My Thumb or perhaps […]

Brown is driving us all batty

It may seem like a strange description to apply to Gordon Brown but he has been behaving like a coquettish debutante at her first ball over the 1 per cent cap. The Treasury has always been reluctant to concede that between it and the then Department of Social Security it blundered at setting the cap […]

&#39Financial services is losing out with Eurosceptic stance&#39

The UK financial services industry should opt for the euro and the European Union Constitution to strengthen its position in global markets says a leading IFA. Norwest Consultants principal Harry Katz has launched a stinging attack on a Eurosceptic stance from the UK industry. He believes the UK needs to take advantage of its position […]


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