Almost half of male critical illness claims and the vast majority of female claims are cancer related according to new figures from Scottish Provident.
Cancer is the cause of forty-seven per cent of males claims through the provider and 79 per cent of womens' are Scot Prov says.
Nearly half of the female claims are due to breast cancer.
Second for men is heart attacks at 25 per cent, heart surgery at 7 per cent and stroke also at 7 per cent while for women multiple sclerosis comes second at 7 per cent, stroke at 2 per cent and heart attack at 2 per cent.
Scottish Provident head of marketing and product development Nick Kirwan says: “Sharing our claim history is a very useful tool to financial advisers. It reassures the consumer that companies pay out on claims, and do not hide behind small print, while reinforcing the adviser's message on the need for insurance.”