Canada Life Simply Class interview – Ben Kent

Interview with Simply Class’ first customer, Ben Kent.

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Govt launches consultation on definition of advice

The Treasury has launched its consultation on amending the definition of advice so that consumers only receive regulated advice when they are offered a personal recommendation for a specific product. In the consultation paper the Treasury says there are currently two ways of defining advice. The UK defines regulated advice as “advising on investments”, as set […]

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FCA ‘concerned’ savers giving up guaranteed income

The FCA is probing pension firms on their communications around guaranteed income benefits, based on concerns consumers do not fully understand the benefits they are giving up. In its latest regulatory update, the FCA says it will review how adequate pension firms’ customer communications are in non-advised sales as well as looking into what oversight […]

Bonds in 2017: Stick or twist?

Royal London Asset Management Bond Fund Managers Paola Binns and Craig Inches look at why short duration could be a key tactic for fixed income investors during 2017. Read the full article here The value of investments and the income from them is not guaranteed and may go down as well as up and investors […]

Inheritance tax and estate planning – exemptions and reliefs

By Kim Jarvis, technical manager with Canada Life’s ican Technical Services Team In this article we look at the main exemptions and reliefs that are available on death. Within the article, spouse also means civil partner.   Nil-rate band Under current rules, any part of the estate that falls within the available nil-rate band (NRB), […]

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