The coming year could prove the acid test for multi-ties as networks scramble to sign up members up to their panels.Money Marketing has been inundated with calls from IFAs saying they will not forsake their independence to work from a limited panel. It remains to be seen whether many will be tempted by the enhanced packages on offer. The sale of Sesame is expected to be completed by the summer. Will another software firm take it on or will a product provider dip into its pockets to snap up network? Bankhall is set to be sold off after Old Mutual’s takeover of Skandia. The rumour mill suggests it might involve a combination of private equity – maybe Paul Hogarth and Simon Taylor’s – and provider investment. Positive Solutions, now wholly owned by Aegon, is lik- ely to market its technology systems to the wider market although it will surely con- tinue to woo new advisers. Berkeley Independent Advisers appointed representatives must be wondering where their future lies. Cliff Lockyer has assured them that they must not worry but he has over 11m to find to sort out his capital-adequacy problems. With a new board, there may be light at the end of the tunnel for BBB.