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B&W fixes at 3.79% for three years in deal with Scot Prov&#39s mortgage alliance

Bristol & West is offering a three-year fixed-rate loan exclusively through Scottish Provident&#39s Mortgage Alliance.

The fixed rate of 3.79 per cent runs until the end of August 2006 then reverts to the bank&#39s standard variable rate, which is currently 5.54 per cent. There is no extended tie-in on the loan.

The mortgage is available at up to 95 per cent loan to value for both purchases, including firsttime buyers and remortgages. Additionally, it includes free valuation, no legal fees for remortgages and debt consolidation up to 95 per cent.

A redemption penalty of 5 per cent of the amount repaid until the end of the fixed period applies.

The Scot Prov club is available exclusively for intermediaries, allowing them to receive introducer fees negotiated with lend-ers by the club. The procuration fee on this loan is 0.35 per cent.

Scottish Provident nat-ional mortgage manager Mark Evans says: “This is another fantastic deal from B&W for intermediaries to offer their clients, which will appeal both to first-time buyers who are looking for the reassurance of a fixed rate and to those looking to remortgage to take advantage of the current low interest rates.”



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EEF/Jelf Employee Benefits Sickness Absence Survey 2015

EEF stated in its 2015 EEF Manifesto that the UK’s growth prospects depend on people being fit, working and productive. Keeping people in work and helping people return to work is very important for the manufacturing sector. It means boosting productivity by getting people back into work as early as is possible, as well as fostering workplace cultures and environments that proactively manage individuals’ health conditions so that all can benefit from lower sickness absence outcomes.


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