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Bupa pays 80.8 per cent of critical illness claims

Bupa paid 80.8 per cent of critical illness claims last year.

Almost 9 per cent of claims were declined due to non-disclosure and 10.6 per cent were declined because they failed to meet the policy definition.

On average, pay outs were £96,000 and claims were made after 31 months. Cancer accounted for 50 per cent of male claims and 73 per cent of female claims.

Bupa has also cut its rates for critical illness without total permanent disability.

Individual protection product manager Steve Casey says: “We paid claims across a wide range of conditions last year and, as part of our overall quality proposition and to assist advisers, we have also improved our rates.”


Only here for the beer

Cambridge University folklore tells of a student who, trawling through ancient legislation, found he could sit his exam while supping a beer. When he turned up to the exam and produced the proof, the astonished adjudicator brought him a pint. The next day, he was summoned to the don’s office and fined for sitting an exam without wearing his sword.


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