View more on these topics

Bupa International makes gold superior

Bupa International has added a fourth level of cover, gold superior, to its group international private medical insurance range.

The gold superior plan provides a higher level of cover than the existing essential, classic and gold options for firms with at least three employees. It has a maximum annual benefit of £5m, $10m or euro 7.5m and covers the full cost of many benefits, while others are subject to individual limits. For example, the plan allows up to 60 outpatient therapist visits a year and provides routine maternity benefit up to £8,000, $16,000 or euro 12, 000 a year. The plan also provides optional cover for treatment in the USA but emergency cover for 28 days is standard on all four plans in the range.

Evacuation and repatriation is another option where treatment is not available locally, so employees will be treated at the nearest place that treatment is available, or treated at home. There is also an optical and dental option.

The plan could suit businesses with globally mobile employees who may move between countries at short notice. It could also be useful for employees working in countries where local healthcare provision is poor or not available.

If firms have more than 10 employees, for an additional cost, they can ask for employees’ medical histories to be disregarded to simplify the enrolment process, which can also be useful.

However, not all benefits are available at the outset, so there are limitations even for this comprehensive plan. For example, the cost of mammogram, smear test, prostate cancer screening and colon cancer screening are paid only once someone has been a member for one year. Similarly, psychiatric treatment is paid for only if the employee has been a member of any Bupa plan that covers psychiatric treatment in the two years leading up to the treatment.



Nic Cicutti meets Chris Cummings

Nic Cicutti: What are the most important challenges Aifa is facing at the moment? Chris Cummings: The regulatory architecture is up for grabs. With the FSA potentially coming together more with the OFT that will create a different regulatory culture and we are going to see more than a brass plaque change at the FSA. […]

Warning to prepare for reform as Labour backs out of LibDem talks

Industry experts have warned that the financial services industry should gear up for major reform following last week’s hung Parliament result. At the time of writing, the Liberal Democrats and the Conservatives were still locked in talks regarding a possible coalition or pact after the Labour party walked away from discussion with the LibDems. Cicero […]


Gordon Brown to resign as Labour leader

Prime Minister Gordon Brown has announced that he is stepping down as leader of the Labour Party, with a new leader to be in place by the Labour Party conference in September.


The Brunner Investment Trust – April 2017

Welcome to the latest update for The Brunner Investment Trust PLC from the Trust’s portfolio manager, Lucy Macdonald. Market Review Global equities have rallied over the first quarter of 2017, buoyed by signs of strengthening growth and optimism over company earnings, although this rally has faded towards the quarter end. US equities posted their strongest […]


News and expert analysis straight to your inbox

Sign up


    Leave a comment


    Why register with Money Marketing ?

    Providing trusted insight for professional advisers.  Since 1985 Money Marketing has helped promote and analyse the financial adviser community in the UK and continues to be the trusted industry brand for independent insight and advice.

    News & analysis delivered directly to your inbox
    Register today to receive our range of news alerts including daily and weekly briefings

    Money Marketing Events
    Be the first to hear about our industry leading conferences, awards, roundtables and more.

    Research and insight
    Take part in and see the results of Money Marketing's flagship investigations into industry trends.

    Have your say
    Only registered users can post comments. As the voice of the adviser community, our content generates robust debate. Sign up today and make your voice heard.

    Register now

    Having problems?

    Contact us on +44 (0)20 7292 3712

    Lines are open Monday to Friday 9:00am -5.00pm