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Bupa Individual Protection increases underwriting limit

Bupa Individual Protection has increased the number of applications it can accept at point of sale by raising underwriting limits across its product range.

In a bid to speed up the application process Bupa IP has increased the underwriting limits for its critical illness cover, income protection and life plans.

These new limits mean someone aged between 36 and 40 can apply for £400,000 of critical illness cover without the need for a report from their general practitioner.

Bupa IP chief underwriter and head of customer services Chris Pollard says: “There are a number of factors that we have taken into consideration when reviewing the limits at which we will obtain medical evidence, resulting in increases across the board and particularly with regard to income protection.

“We have also amended our expert underwriting rules to simplify the process for our intermediaries and customers and increase the volume of cases that receive acceptance terms at point of sale.”

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