View more on these topics

Bupa enhances group dental plans

Bupa has enhanced its group dental plan and dental choice plans by adding new levels of cover, new benefits such as oral cancer cover and worldwide emergency treatments, and increasing limits for frequency used benefits including routine examinations.

The dental plan is available to firms with a minimum of two employees, while dental choice is designed for bigger companies with at least 50 employees. They are available on an employer or employee paid basis.

Both plans have five levels of cover. The lowest level is core cover, which Bupa has added to the plan to provide 100 per cent reimbursement for NHS treatment.

The dental plan also has levels one to four cover, while dental choice has classic, premier, platinum and prestige. All levels reimburse the cost of NHS treatment and additionally provide benefits for private treatment, subject to annual limits that vary according to the level of cover selected.

With the dental plan, level one provides £400 a year for emergency dental treatment, while level four  – a recent addition to the plan – provides £1,000 a year.  With dental choice, the same benefit is subject to a £180 a year limit for the classic level of cover and £800 a year for the prestige level.

On both plans, routine dental treatment is broken down in terms of the type of treatment received, so that there are specific limits for things such as examinations, fillings, x-rays, and extractions. All five levels of cover across both plans provide up to £15,000 a year in oral cancer benefit and £50 a night during a hospital stay up to £1,000 a year.

Dental plans could be an important employee benefit because dental treatment on the NHS is often difficult to access. The Bupa plans are comprehensive and provide higher benefits in some areas, such as oral cancer, than plans from DenPlan and Cigna. However, some employers may find Cigna or DenPlan more accurately reflect their objectives and budgets.

Recommended

Japan changes the record

Long-term investors in Japan have continually been disappointed. The constant optimism about the country’s recovery has led to its association with the expression false dawn. But while the long term has not been good for investors in the region so far, some managers believe that while the time may not be perfect, the story has […]

Robert sinclair

The Association of Mortgage Intermediaries and Aifa would have been regarded as very different types of trade body in the past but now the AMI’s director feels that giving advice is a common thread and he aims to help to fill a key role in bridging the gap between provider and adviser Interview by Lee Jones

Qatar cover image - thumbnail

White paper — Qatar International Insights

Jelf Employee Benefits highlights new legislation, key requirements and policy considerations when structuring international private medical insurance (IPMI) for expatriate employees in Qatar. This edition will be of particular interest to global human resource directors, compensation and benefits specialists and mobility managers who have employee populations in Qatar.

Newsletter

News and expert analysis straight to your inbox

Sign up

Comments

    Leave a comment

    Close

    Why register with Money Marketing ?

    Providing trusted insight for professional advisers.  Since 1985 Money Marketing has helped promote and analyse the financial adviser community in the UK and continues to be the trusted industry brand for independent insight and advice.

    News & analysis delivered directly to your inbox
    Register today to receive our range of news alerts including daily and weekly briefings

    Money Marketing Events
    Be the first to hear about our industry leading conferences, awards, roundtables and more.

    Research and insight
    Take part in and see the results of Money Marketing's flagship investigations into industry trends.

    Have your say
    Only registered users can post comments. As the voice of the adviser community, our content generates robust debate. Sign up today and make your voice heard.

    Register now

    Having problems?

    Contact us on +44 (0)20 7292 3712

    Lines are open Monday to Friday 9:00am -5.00pm

    Email: customerservices@moneymarketing.com