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BuildLoan -TMB Self Certification 2 Year Fixed Rate


TMB Self Certification 2 Year Fixed Rate

Type: Fixed-rate self-cert mortgage for self build, renovation, conversions and home improvements

Fixed term: Until February 28. 2010

Fixed rate: 6.65%

Minimum loan: £25,005

Maximum loan: Up to 95% of valuation subject to a maximum of £500,000

Income multiples: Based on affordability

Arrangement fee: £999

Redemption fee: 6% of the amount repaid in year one, 5% in year two

Introducer’s fee: Refer to BuildLoan

Tel: 0870 870 9499


LibDems call for short-term nationalisation of Northern Rock

Opposition parties have called on Gordon Brown to make an urgent statement to Parliament regarding Northern Rock with the LibDems suggesting nationalisation may be the best way forward.LibDem acting leader and shadow chancellor Vince Cable will table an urgent question today in Parliament calling on the Government to explain itself. He says the least worst […]

Edeus in society deal that will empty warehouse

Edeus is set to “virtually empty” its £1.2bn warehouse line at the start of next year after it completes another wholeloan book sale to a building society in January.Chief executive Michael Bolton says the firm is lining up the deal with a society, which will carry out due diligence in December to complete in the […]

Long-distance cyclist

When I advocated Asia and emerging markets for investment in a self-invested personal pension a few years ago, I was castigated by a number of advisers who believed they were far too dangerous for a pension. Retail clients are now besotted with these regions and this has been given further impetus by the dramatic recovery […]


Guide: reporting to the Pensions Regulator — what and when?

Johnson Fleming has published a step-by-step guide demonstrating the importance of record keeping and reporting, and how it can ensure you operate a successful scheme. The guide takes you through some key questions you need to ask and identifies the information you need to obtain. The topics include: why you need to keep records and the benefits of doing this; registering your scheme; what information you need to record to ensure you meet the Pensions Regulator’s requirements; and what items need to be recorded and when.


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