View more on these topics

Broker Talkback

Do you think you will lose business because of the HSBC rate-matcher deal?

Do you think you will lose business because of the HSBC rate-matcher deal?

Yes 12%
No 88%


“I think it will stimulate the market rather than have a negative impact. It may spur others to offer deals too. If nobody is moving house that is of no benefit to anyone, least of all brokers.”

Richard Brydon, director, Brydon Associates

No “We write quality business and our clients will always come back to us for the service we provide. Mortgages only make up a little bit of our business.”

Keith Ceillam, director, Ceillam Hobbs

No “I do not have a lot of customers with fixed-rate deals so it will not affect me much but some brokers might feel it.”

Richard O’Fee, principal, Financial Choices

No “Other lenders could start offering similar deals so I think my clients will still value independent advice.”

Sandy Thomson Financial Services

No “Clients come to us for independent advice. They are not just looking for the best rate, there are many factors involved in finding the best mortgage for clients.”

Ian Kells, Mortgage Shop

No “I do not think we will. The type of business we do is unlikely to go to HSBC. They only offer up to 80 per cent loan to value so that excludes a few people. It is definitely worth looking at but these things are never as good as they at first seem.”

Robert Skelton, Skelton Financial Services

Yes “I think that most firms that do mortgage business will be affected by the deal.”

Andrew Robb, Stewart Robb & Co,

No “I cannot see it affecting me. People will still come and seek advice from brokers.”

Alan Thompson, Alan Thompson Financial Services


Profits up 13% at Helm Godfrey

Helm Godfrey saw net profit growth of over 13 per cent last year to £744,000 from £660,000 in 2006.

Is volatility dead? No, sell credit

There are several arguments that one could currently make for why credit markets look unattractive. These include signals that the US economy is in late cycle, the fact that corporate leverage has been increasing (with 2016 setting a record for the amount of global bond issuance), and that US high-yield default rates have risen considerably […]


News and expert analysis straight to your inbox

Sign up


    Leave a comment


    Why register with Money Marketing ?

    Providing trusted insight for professional advisers. Since 1985 Money Marketing has helped promote and analyse the financial adviser community in the UK and continues to be the trusted industry brand for independent insight and thought leadership.

    News & analysis delivered directly to your inbox
    Register today to receive our range of news alerts including daily and weekly briefings

    Money Marketing Events
    Be the first to hear about our industry leading conferences, awards, roundtables and more.

    Research and insight
    Take part in and see the results of Money Marketing's flagship investigations into industry trends.

    Have your say
    Only registered users can post comments. As the voice of the adviser community, our content generates robust debate. Sign up today and make your voice heard.

    Register now

    Having problems?

    Contact us on +44 (0)20 7292 3712

    Lines are open Monday to Friday 9:00am -5.00pm