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Broker Talkback

Do you think the G20 agreement has done enough to get the global economy on the road to recovery?

Yes 63%
No 37%

No “It is too early to say. It will all depend on how it is implemented.”

Ian Johnson, Johnson Financial Management

No “Consumer confidence will not rise because politicians smile and deliver keynote speeches. The public want to actually see the fruits of all this money that is being spent.”

Graham Legg, Heritage Financial Services

Yes “Partly but not wholly. I think it is a good start.”

Tony Ioannides, True Financial Management

Yes “I am an eternal optimist.”

Bryan Rose, Bryan Rose IFA

Yes “The fact that we have consensus among the world leaders is a good sign but it depends whether there is enough momentum to move the proposals forward.”

Alan White, Prism Financial Services

Yes “I hope it has, but only time will tell. It is definitely a step in the right direction.”

Nicholas Fletcher, MGP Investment

Yes “I think it has certainly helped. They have come to an agreement on what’s happening with global banking and the global fight in the financial world.

Maurice Macdonald, Maurice Macdonald Associates

No “Markets go down and they go up again. It was a lot of money spent on a meeting that may or may not work.”

William Gorbell, W Gorbell


10 Years of isas

Isas are 10 years old this year but rather than reaching the anniversary in rude health, commentators say the products are in need of a revamp if declining sales are to revive.

Quick on the drawdown

My favourite software systems enable IFAs to make large amounts of money by helping consumers find better financial products. I am always delighted when I come across another of the very few systems that can genuinely deliver such benefits.

Opt-out copout

Nobody said it was going to be easy but the new process of automatic enrolment is proving more compli-cated than it needs to be.

Cricket - thumbnail

England vs Australia: pensions

Well, the cricket season is here, and England and Australia are stepping up to the wicket. Although we compete with each other in the sporting world, when it comes to pensions, Australia’s pension programme is held up as a model for our auto-enrolment initiative. Auto-enrolment was introduced because people weren’t saving enough into their pensions, and it is still early days but signs are positive. However, in Australia, saving into a pension is compulsory, and in fact employers are the ones who have to pay in. Employees in Australia can make additional contributions into their pensions, but they don’t have to. Should the onus be on the employer or employee to save? Well in the UK we think it’s both, but to get ‘adequate’ savings for retirement it’s the employee who has to pay more in.


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