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Britannia two-year cap on loan

Britannia Building Society is offering a mortgage capped for the first two years at 4.9 per cent. Benefits include 12 months free unemployment cover and a cash bonus every year under the society&#39s profit-sharing scheme. The mortgage is Mig-free for customers with a 10 per cent deposit.

The loan reverts to Britannia&#39s variable rate of 7.39 per cent after the capped period.

Canada Life is to offer its annuity growth account policyholders access to two Fidelity funds. The AGA allows policyholders to defer the purchase of a lifetime annuity past the age of 75. Canada Life says IFA feedback shows they like having more choice when investing in the AGA and the agreement with Fidelity is the first of many deals it plans to announce in the coming months.


Product Matters

A new annuity product is launched every other month these days, or so it seems. Some have pushed the boundaries while others have been little more than tinkered me-too propositions. But the new flexible lifetime annuity from Prudential pushes the boundaries further than ever. Given the level of interest in annuities, the timing of its […]

Bates Investment Services appoints deputy group managing director

Leeds-based IFA, Bates Investment Services, has appointed Jonathan Gains as deputy group managing director. Gains will maintain his role as managing director of Bates direct investment arm, Wiseup, but will now also become responsible for the firm’s ambitious growth plans.

Business for the taking

Long-term care is a big issue. The Government has finally told us about its plans for funding LTC. The elderly will continue to be means-tested to establish what contribution they must make towards their care costs. As we know, anyone with assets and savings over the means-test threshold (increased to just over £163.18,000 from April) […]

Fund firms in 11th-hour bids to boost ISA sales

The UK&#39s biggest fund managers are adopting emergency tactics in a bid to buck current bear market sentiment and boost last-minute Isa sales. Threadneedle Investments is urging clients to invest in its cautious managed fund rather than waste their Isa allowance. It says it will then offer free switches into any of its other funds […]


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