Britannia Building Society is rolling out its new offset mortgage throughout its branch network. The Savings Mortgage was launched via the society's website and call centre last month. The loan tracks the Bank of England base rate plus 0.85 per cent for the life of the product. It is fully flexible and includes no admin, valuation or arrangement fees.
Investment manager iimia is launching a fund of investment trusts aimed at generating absolute returns through investing in trusts listed in the UK but invested in businesses worldwide.The accelerated fund will be run by Nick Greenwood, formerly head of investment trusts at Christows, who will invest in trusts he believes have been unjustly dragged down […]
The cost of moving house has fallen to a 10-year low and could dip even more as a slowdown in the market forces estate agents to compete on charges, says the Woolwich.The lender's annual survey shows the average cost of moving from a £150,000 home to a £200,000 home has fallen by 25 per cent […]
Everyone is talking about simplification in financial services and how important this is to get more people saving. Nothing can be more true than in the pension arena where, frankly, far too many people are saving little or nothing and many face the prospect of a miserable retirement.The Pension Green Paper is intended to sweep […]
Congratulations to Clerical Medical's rugby heroes for breaking a 38-year hoodoo in the Preece Cup and giving Axa Sun Life a thorough shoeing in the final.This little known yet prestigious trophy is the life office rugby competition that has been going since 1920.Clerical Medical absolutely creamed the mighty Axa Sun Life team 67-0.Dear, oh dear.Apparently, […]
Much has been publicised about how to calculate the tapered Annual Allowance (AA). Are you aware that any subsequent planning could affect the taper calculations? Read more
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Justin Modray says the RDR will make little difference in the way most advisers are paid.
M&G is merging its Global Leaders fund into the Global Themes fund in the wake of a review resulting from fund manager Aled Smith’s decision to step down. The proposed merger has been approved by the regulator but is still subject to approval from shareholders. The Global Themes fund will continue to be managed by […]
Face-to-face advice still holds a firm place in serving clients, despite an increasing demand for mobile and remote services in adviser practices. Research from consolidator Fairstone from November shows there has been a 10 per cent decrease in the use of face-to-face financial advisers over the past seven years. However, advisers speaking to Money Marketing […]