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Britannia International – Guaranteed Income and Growth Bond

Britannia International

Guaranteed Income and Growth Bond

Type: High-interest account and guaranteed equity bond

Minimum-maximum investment: 10,000-1m


Type: Base rate tracker

Interest rate: 0.75% above Bank of England base rate a year

Term: Five years and six months

Withdrawal penalties: Up to five withdrawals allowed without penalty each year


Aim: Growth linked to the performance of the FTSE 100 and S&P 500 indices

Term: Five years and six months

Return: 100% of the average growth in the FTSE 100 and S&P 500 indices

Guarantee: Original capital returned in full regardless of performance of indices

Closing date: March 23, 2005

Commission: Initial 2%

Tel: 01624 681 100


Julian Gibbs

Paul Mumford, who manages the Cavendish opportunities fund, is one of only six managers to have beaten the FTSE 100 index every year for the past five years. Furthermore, his longterm performance is outstanding, up by over 240 per cent over the past 10 years. Cavendish has now decided to launch an entirely different type […]

A Consumer’s View

You have to wonder whether the policymakers at the Treasury and Inland Revenue really know what they are doing. Analysis by Standard Life senior technical manager John Lawson of the tax implications of holding residential property in self-invested personal pensions has put some solid figures on what most of us have been thinking.

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Despite the growing popularity of fund of fund investing, some advisers maintain that they are not the quick fix for asset allocation that investors may perceive them to be.

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Fit for Work: guidance for employers published

On Friday, the Department for Work and Pensions published its guidance for employers on using the new Fit for Work (FfW) service to help ill employees return to the workplace. It also includes more details on the tax exemption for medical interventions that commenced on 1 January 2015.


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