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Britannia expands mortgage range

Britannia Building Society is adding three new products to its mortgage range.

The new products include a first-time buyers loan, a five-year fix and a 10-year fix, all of which Britannia claims to be highly competitive with no extended penalties.

The FTB loan offers a fixed rate of 3.99 per cent up to 75 per cent loan to value or 4.19 per cent up to 95 per cent LTV for the first 18 months of the loan. The mortgage has no arrangement or valuation fees and no mortgage indemnity guarantee charge.

The five-year loan is fixed at 4.54 per cent up to 75 per cent LTV and 4.64 per cent up to 95 per cent LTV while the 10-year is fixed at 4.99 per cent up to 95 per cent LTV. Both loans carry no extended tie-in after the fixed-rate period has lapsed.

Head of marketing Alan Long says: “In the current property boom, there is a high demand for mortgages which fit the customers&#39 needs. These three not only offer an excellent rate but also give customers a choice of what suits them best.”


Compulsion is morally wrong, says Standard

Standard Life is warning the Government that pension compulsion is morally wrong and it should instead bolster the state pension.In its submission to the Work and Pensions select committee, Standard says it supports former pensions minister Frank Field&#39s proposals for a new partially funded state pension even though it would mean an end to contracting-out […]

Merger for TrustNet

Online UK fund information provider TrustNet and data supplier Financial Express Prestel are merging in a move they say will create a one-stop information shop for IFAs.The two firms, which will retain their separate branding, say the merger will allow them to meet all IFA data requirements, including daily prices and dividends, factsheets, total return […]

Outside edge

To me, the word gamble throws up sometimes glamorous but always exciting connotations – Monte Carlo, the Derby, champagne, dinner suits and now, it seems, a 1 per cent world for mass-market investment products. Hmmm. Spot the odd one out?I can get quite up for the first four of these and in fact I am […]

&#39Bargains everywhere&#39 in investment trusts

There are so many bargains in the investment trust market that it is like being a child in a chocolate shop, says Iimia chief investment officer Nick Greenwood.He believes the current market for investment trusts is promising, with discounts widening so much it is time for investors to go shopping for bargains. He says discounts […]

DB transfers – one more factor to consider

Jim Grant – Senior Product Insight & Technical Support Analyst We look at how higher DB transfer values could cause a lifetime allowance issue and how that affects the advice process. Advisers are receiving an increasing number of requests from clients looking to transfer their pension from final salary schemes to personal pensions. This is a […]


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