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Bristol & West making it Easy with flexi mortgages

Bristol & West is offering a new range of flexible mortgages.

The Easyflex loans include features such as payment holidays,

underpayments and overpayments,a drawdown facility, daily interest

calculation and no early repayment charges.

Mortgages include Easyflex Total, which has all the above features,

Easyflex Overpay, which only allows for overpayments, Easyflex Self Cert

for the self-employed and EasyFlex Buy to Let.

Borrowers can choose to take out one of three types of loan. The first

option has an interest rate discounted for the first six months, which

currently puts it at 4.70 per cent. After the discount period, it rises to

base rate plus 1.2 per cent.

The second option gives the borrower £300 cashback and an interest

rate discounted for the first six months at 5.95 per cent which then rises

to base rate plus 1.2 per cent.

The third option has a 6.1 per cent variable rate for the first six

months, rising to base rate plus 0.85 per cent.

Senior product manager Rachel Hunt says: “Most household items include a

full set of instructions and after-sales service but that is not always the

case with mortgages. We are committed to helping Easyflex customers use the

account features to their best advantage.”

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