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Bristol & West launches new core mortgage range

Bristol & West has launched a new core range of mortgages including fixed rates, tracker rates, buy-to-let and remortgage products.

It has a five year fixed rate at 5.75 per cent and a loan to value of 85 per cent which it says is specifically aimed a remortgagers looking for a better deal. There is a also a three year tracker currently with a rate of 5.29 per cent.

As an incentive B&W is offering free legals as part of the remortgagers package.


FSA to tie in KFD with polarisation changes

The FSA is to consult on new key features documents to coincide with the new post-polarisation regime which it says it will implement in Sept-ember 2003, which is earlier than many commentators had anticipated.The new KFD would tie in with a new pack of documentation given to the consumer post-polarisation, including status disclosure and a […]

Why Sandler is wrong to judge industry so badly

An open letter to Ron SandlerHaving heard your address to the CII national conference in Birmingham in which you summarised your report, it is time for someone who actually interfaces with the general public and who sells life and pension products to put the record straight. A précis of the argument that you made to […]

&#39Loan cold-calling ban means big job losses&#39

Mortgage intermediaries are warning that FSA plans to ban cold-calling of potential clients would cause “mass unemployment” and put firms out of business unless they can find alternative sales channels.The proposals to prevent unprompted tele-canvassing and emailing to drum up new business, included in its near final rules section of CP146, would bring mortgage business […]

Parental leave and pensions

Fiona Hanrahan  – Senior Product Insight and Technical Support Analyst We are often asked how parental leave impacts workplace pension schemes in terms of funding in general, auto enrolment and salary exchange. This article will explain each of these. How does parental leave impact the funding of workplace pension schemes? A member of a defined […]


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