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Bristol & West increases buy to let allowances

Bristol & West is expanding the scope of its buy to let offering by allowing borrowers to borrow on up to ten properties and for combined borrowing of up to £1m per person.

Bristol & West is also offering a three year mortgage fixed at 6.09 per cent, with a 5 per cent redemption charge during the fixed rate period.

The lender is also offering a five year fixed rate of 6.15 per cent with a redemption penalty of 7 per cent for the first three years falling to 5 per cent for redemptions within five years.

Bristol & West head of marketing Dominic Toller says: “The buy to let market is still growing rapidly but customers told us they needed more than our previous limit of five properties up to a value of £500,000.”


Norwich Union looks to a sure future

Norwich UnionFuture AssuredType: Future needs long term care planMinimum premium: £20 a month, £200 a year, £3,000 lump sumMinimum-maximum benefit: £200 a month, £2,400 a year – £3,333 amonth, £40,000 a yearMinimum-maximum ages: 17-80 regular premiums, no maximum forlump sumCover provided: Blue – on failure of one ADL an independent livingbenefit of three times the […]

Product matters

It is always difficult to come up with original new ideas when designing new mortgage products. Many are reshaped from a historical template.The new US Federal Reserve tracker mortgage from Charcol, although revamped from their previous version, is a very interesting proposition.A number of consumers are beginning to enquire about euro-style mortgages and, while the […]

Thomson buys pension specialist Read

Thomson Group has bought pension early release specialist Read IFA for an undisclosed sum. Buckinghamshire-based Read IFA has three RIs and will retain its name after the merger with Thomson, which is now owned by German financial adviser giant AWD Holdings AG.

&#39Fund merry-go-round is damaging the industry&#39

Edinburgh Fund Managers managing director Harry Morgan says the constant merry-go-round of fund managers is bringing the industry into disrepute.Speaking at the Money Marketing IFA UK conference in London last week, Morgan said the endless procession of star fund managers moving from one company to another is harming clients and leaving them confused about what […]


What employers should expect over the next five years

A major feature of our articles is looking into the Jelf Employee Benefits crystal ball to predict changes and trends that may influence the short and medium term shape of UK employee benefits.  By flagging such changes early we aim to provide our followers with the tools to make sensible and informed decisions on their benefits offerings.


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