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Bristol & West – 4.99% Fixed 2010

Type: Fixed-rate mortgage

Fixed term: Seven years

Fixed rate: 4.99%

Minimum loan: £25,001

Maximum loan: Up to 95% of valuation subject to a maximum loan of £1m
Income multiples: Up to 3.5 times principal income plus second for borrowers earning less than £20,000 a year, up to four times principal income plus second for borrowers earning at least £20,000 or 2.75 times joint

Arrangement fee: £299

Redemption fee: 7% of mortgage amount until September 30, 2005, 6% of mortgage amount until September 30, 2006, 5% of mortgage amount until September 30, 2009, 4% of mortgage amount until September 30, 2010

Introducer&#39s fee: Subject to negotiation

Tel: 0845 300 8000

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