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"I was hoping you wanted a prediction on the price of cigarettes or petrol, or would that be too easy?" – Labour backbencher Ivor Caplin, asked for predictions on the Individual Savings Account.

"You twiddle it at the end and it changes colour, like a lot of things." – Private Label&#39s Stephen Knight describing how his Kaleidoscope mortgage works.

"What is the difference between an actuary and a computer? The computer is more interesting." – Norwich Union training guru Brian Weaver.

"This bulletin is for internal use by DBS members only." – DBS disclaimer on information held on the very private and confidential internet.

"It&#39s best to remain annoymous when it comes to sensible insurance products." – Grip managing director Simon Burgess, the man behind such schemes as insurance for prostitutes and alien abductees.


Company to offer leads for mortgages

A new lead-generation and mortgage marketing company called The Mortgage Guild is to be launched in the spring. The company is being set up by chief executive Chris Scales who worked as a consultant on the launch of Mortgage Intelligence in 1996. The Mortgage Guild claims it will generate leads, market mortgages and act as […]

ISA costs could hit £1bn for the industry

The introduction of the Individual Savings Account may cost the financial services industry up to £1bn. Management support company OSI says the costs will probably lead to charges of up to £30 a year being passed on to the consumer. It says fund managers will bear the brunt of the costs, estimating their share of […]

Aegon toast to the future

Aegon chairman of the executive board Kees Storm is noted for being a frank speaker. But even Storm is cagey over acquisitions. As Europe&#39s insurers scramble to seal deals and analysts predict just five major players will emerge over the next few year, Aegon has been tipped as a predator. In the space of two […]

Winterthur and Credit Suisse launching Sipp

Winterthur Life and Credit Suisse Private Clients are offering their first joint product since the £5.8bn merger of their parent companies last August. The companies are launching a self-invested personal pension managed by Credit Suisse and designed by Winterthur Life. Product litera ture will carry both company brands. The Credit Suisse Managed Pension Portfolio will […]

Leading Edge June – Investment panel debate

RLAM’s asset class specialists discuss some of the findings from the panel session at our recent Investment Conference. By Rob Williams, Head of Distribution Welcome to the latest edition of Leading Edge. It has been an eventful six months since the last e-zine. The European Central Bank announced ongoing stimulus measures, while the immigration crisis in Europe threw the […]


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