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Briefs

Britannia Life has closed to new IFA business. Will you miss it?

"On balance, no. It is an interesting indication that the market is becoming more competitive and there is a squeeze on margins."

David Cumberland, Robin Bradford (Life & Pension Consultants)

"Yes, because they have got damn good fund performance and give a good deal to clients, particularly on single-premium pensions. I think Britannia is crazy."

Mike Elkins, Mike Elkins Consultancy

"No, I did not do any business with it apart from unit trusts, which is still open."

Richard Emery, R J Emery Financial Services

"I won&#39t, because I have not used it to any great degree."

Robert Evely, R F Evely Financial Services

"No. It is a matter of supreme indifference to me. People who do use it will probably be disappointed."

David Chapman, David Chapman Financial Planning Services

"I have never used it so I won&#39t miss it."

Clive Terry, Good News Financial Services

"No. I did not deal with it. I am one of those who does not see a great deal of future in the IFA business at the moment."

Brian Butcher, Rowan Butcher & Co

"No. I did some PHI with it but not an awful lot really. This could affect its IFA support in the mortgage market, I would have thought."

Francis Ridley, F J Ridley & Co

YES 12%

NO 88%

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