Britannia Life has closed to new IFA business. Will you miss it?
"On balance, no. It is an interesting indication that the market is becoming more competitive and there is a squeeze on margins."
David Cumberland, Robin Bradford (Life & Pension Consultants)
"Yes, because they have got damn good fund performance and give a good deal to clients, particularly on single-premium pensions. I think Britannia is crazy."
Mike Elkins, Mike Elkins Consultancy
"No, I did not do any business with it apart from unit trusts, which is still open."
Richard Emery, R J Emery Financial Services
"I won't, because I have not used it to any great degree."
Robert Evely, R F Evely Financial Services
"No. It is a matter of supreme indifference to me. People who do use it will probably be disappointed."
David Chapman, David Chapman Financial Planning Services
"I have never used it so I won't miss it."
Clive Terry, Good News Financial Services
"No. I did not deal with it. I am one of those who does not see a great deal of future in the IFA business at the moment."
Brian Butcher, Rowan Butcher & Co
"No. I did some PHI with it but not an awful lot really. This could affect its IFA support in the mortgage market, I would have thought."
Francis Ridley, F J Ridley & Co