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Bottom line takes bottom priority

Hadyn Green of the Pep Shop says: "Show me one IFA who is prepared to arrange face-to-face meetings to discuss Peps" (Money Marketing, December 18). Certainly – me!

Does he really think that the average IFA is so thick that he or she does not realise that 50 per cent of Britain&#39s working population earns under £15,000 a year? Of course, this is true and, indeed, a far higher percentage than that of my clients are in this situation.

I often do face-to-face meetings just to discuss putting money on deposit and won&#39t earn a bean. Does Mr Green do that?

If one puts the bottom line bottom, where it should be, and the clients top, where they should be, everything else falls into place.

I see that Mr Green is prepared to send a £1,000 Christmas cheque to a charity if he can find a full-commission IFA who has provided the general public with more meaningful information on Peps than them. As I do not know what they have done, if he will provide information, I can compare it and my nominated charity is the NSPCC.

B G W Jamieson

Jamieson Financial Management,

Bognor Regis,

West Sussex


Play a part in building the new regime

Looking back over the past year, it is difficult to decide whether 1997 was the calm before the storm or the glim mer of a new dawn for reg ulation. The IFA Association is encouraged by the sympathetic and understanding response that it has had from those who are charged to deliver the new regulatory […]

investment view

So Christmas is with us again. Resisting the temptation to cry: “Bah, humbug!”, I have busy been compiling my list of the sort of presents I would like Santa to deliver to this particular member of the financial services community. You know the sort of thing. Stockmarkets 20 per cent higher. Immediate retirement for all […]

PIA may be set to probe ads for Manek fund

The PIA is believed to be considering an investigation into Manek Investments, the company set up by Sunday Times fantasy fund management winner Jayesh Manek. Reports suggest the regulator is examining the advertising of the Manek growth unit trust but the PIA refuses to confirm whether there is an investigation. Manek growth has raised more […]

Exeter cuts Pep initial charges

Exeter Fund Managers is offering a 1.5 per cent discount on the initial charges for its two Pep portfolio funds. The initial charge has been cut to 3.5 per cent from 5 per cent for the Chameleon Income Portfolio and the Chameleon growth fund until May 29. An annual charge of between 1.25 and 1.5 […]

Tax year-end planning with the family

From the Technical team at Prudential Let’s face it, many aspects of financial planning involve a lot of technical detail. At our face-to-face events, we’ve had great success bringing these technical topics to life through the use of practical case studies. Meet the family Prudential’s Planning Matters hub brings together a fictional family and explores […]


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