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BoI launches new 100% deal with ESPC

The Edinburgh Solicitors Property Centre has linked up with the Bank of Ireland to offer low-cost access to the Bank’s 1st Start deal.

The new deal is available for first or second time buyers who have taken advice from the group’s independent financial advice arm.

The advice process includes an affordability assessment and evaluation of how sensitive the borrower is to interest rate movements.

The deal will see BoI waive its mortgage arrangement fees which are usually £799 and ESPC will not charge its £250 advice fee.

It says there is no higher lending charge and there will be a fixed rate conveyancing fee deal.

ESPC says at present the deal is only available on resale properties. It says it is not able to offer the package for people buying from a new build developer.


Deal ‘imminent’ on NU orphan assets

Norwich Union and policyholder advocate Clare Spottiswoode are reckoned to be close to submitting a proposal to the FSA over the insurer’s 5bn inherited estate.

New Star announces new lock-in plan

New Star has proposed a new share-based plan that will keep the core of its senior management, fund managers and sales team at the firm until the end of 2012.

Rebalancing sees return to property

This month’s rebalancing brought a cut in the number of individual funds and fund providers in the AFI, a drop in UK equities’ exposure and a cautious re-entry into property funds.


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