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BM Solutions sets up self-cert fix

BM Solutions is launching a limited edition self-certification fixed-rate product at 4.85 per cent. The rate is fixed until September 1, 2007. There are no overhanging ERCs and an arrangement fee of 599.


Standard slams NU’s stakeholder commission hike

Norwich Union’s stakeholder commission hike has come under heavy criticism from rival Standard Life. The Edinburgh-based insurer says it will not copy NU’s move, which saw it double commission on individual single-premium business and quadruple it on regular-premium contracts. Standard Life says it will not write business which takes so long to make a profit. […]

‘Treating customers fairly could provide gift-wrapped claims’

The FSA’s treating customers fairly initiative could prompt the next wave of “gift-wrapped” complaints against IFAs, warns Aifa director general Chris Cummings. He says claims management groups could exploit TCF’s high-level principles and encourage customers to take complaints over fairness to the Financial Ombudsman Service. He says the vagueness of the TCF principles, which all […]

Chopper by name…

Pru UK chief executive Mark Wood revealed his ruthless streak that earned him his “chopper” nickname at an industry dinner last week. Wood took offence to diary using an Axa pen to record his musings and smashed it to smithereens before re-placing it with a Pru biro.

Life cover for life

When someone mentions whole of life plans, most people will think of a niche product that serves as an inheritance tax planning tool for high-net-worth clients. And it’s really not surprising they’ve been pigeonholed in that waybecause before the arrival of RDR in 2013, that’s more or less exactly what they were. For advisers thinking […]


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