Blue Sky Asset Management – Capital Accumulator Auto-Call Plan – Defensive Series IV

Type: Capital-protected bond

Aim: Growth linked to the performance of the FTSE 100 index

Minimum-maximum investment: £10,000-no maximum, Isa £7,200

Term: Six years

Return: 15% growth at the end of year two if index is at or above 90% of its initial value, 22.5% in year three, 30% in year four, 37.5% in year five or 45%in year six

Guarantee: Original capital returned in full at the end of year two, three or four, otherwise original capital returned in full at the end of the term provided the index does not fall by more than 50 per cent by the final day of the term

Closing date: July 3, 2009, June 19, 2009 for Isa transfers

Commission: Initial 2%

Contact: www.bluesky-am.com