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Birthday suits, you sir

Life on the ocean (well, Solent) waves on PIMS can be a choppy ride at the best of times but when you run into difficulties before you even set sail, you know you are in trouble.

So Torquil Clark&#39s Don Clark (see left) found when he entered his cabin on boarding the Aurora and decided to take a shower. Figuring that he was in little danger of being seen, Don happily strutted round his room wearing nothing other than a happy and contented smile (probably).

Until, that is, he realised that not 4ft from his window, there was a workman balancing on a particularly large crane. “I thought I&#39d treat him,” said an unabashed Clark.

The lesson from this encounter is clear – when naked, be sure to cover your porthole.


New Star discount bids dashed by high prices

New Star is believed to have put plans to set up a vehicle to acquire discount brokerages on hold after the companies it approached reportedly demanded astronomical prices.In a move which would have made it the first fund manager to join the dash for distribution, New Star is believed to have approached a number of […]

CII, LIA and Sofa link for IFA online testing

The CII, the LIA and Sofa are collaborating on a joint online testing facility and tutorial service for IFA firms, replacing each organisations&#39 own proposals.The new competency system aims to satisfy the FSA&#39s desire for enhanced testing of IFAs outlined in its DP9 report, published last year, and the subsequent feedback statement this spring.For a […]

Norwich Union – Impaired Life Annuity Option

Monday, 24 June 2002 Type: Impaired life annuity Minimum investment: Lump sum £50,000 Minimum age: 50, no minimum if retirement due to ill health Income frequency: Monthly, quarterly, half-yearly, annually Charges: Implicit Options: Escalation fixed rate or linked to retail price index, single life, joint life and longest life protected rights guaranteed five or 10 […]

Bristol & West – International 12 Month Bond Issue 27

Wednesday, 26 June 2002 Type: High interest account Minimum-maximum investment: £5,000-£1m Place of registration: Guernsey Interest rate: 4.7% gross a year, 4.6% gross a month Term: Until July 31, 2003 Offer period: Until further notice Withdrawal penalties: No withdrawals permitted during term Tel: 01481 720609

Scheme pays explained

By Fiona Hanrahan, senior product insight and technical support analyst We’ve received lots of queries on scheme pays and when it can be used. This article explains how it works and the conditions which apply. What is ‘scheme pays’? If an individual exceeds the annual allowance (AA) and an AA tax charge is due, they […]


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