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Is the tide turning on lending criteria post-MMR?

Brokers say the UK’s biggest mortgage lenders have been caught off guard by smaller rivals which are relaxing lending criteria and winning market share as a result. The big names are now fighting back by entering into parts of the market such as interest-only and high loan-to-value lending that were previously seen as too risky and off […]

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Corbyn attacks IHT ‘tax break for richest’

Labour leader Jeremy Corbyn wants to see a graded system of inheritance tax to combat what he sees as a “tax break for the very richest”. Corbyn told the BBC’s Andrew Marr programme yesterday that increasing the inheritance tax threshold to £1m, as set out in the Budget, amounted to a tax break for the […]

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MM leader: Stemming the tide of future auto-enrol failures

As many advisers will testify, running a business is a serious undertaking, all-consuming in its demands on both time and money. So there will be a degree of empathy for the small and micro firms about to hit their staging dates, where auto-enrolment is one more burden they could do without. The double digit opt-out […]

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FCA names Linda Woodall director of life insurance and advice

The FCA has appointed Georgina Philippou as its chief operating officer and made Linda Woodall director of life insurance and advice. Philippou is currently acting director for enforcement and market oversight and will take up her new role in November. She was previously director of strategy and delivery in the regulator’s enforcement and financial crime […]

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