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Better than best to go

The &#39Better than Best&#39 rules are set to be removed under FSA proposals published today for the future of polarisation.

As part of a larger package of reforms the regulator has proposed scrapping the rules that limit investment in IFA firms.

The FSA says doing this will “help maintain a robust independent sector for advice.”

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Talkback

Are life office cuts in with-profits bonus rates justified?“I think they probably are. The bonus rates have got to reflect the overall performance so I would have expected them to be lower.” Gordon Walker, Sole trader “Yes. With the investment returns we have seen in the last few years, I do not see how they […]

For IFAs, industry is like Cinderella and the ugly system

It&#39s the most wonderful time of the year – the pantomime season. I believe our industry has been performing in pantomime for some time. The curtain is up, the stage is set – bring on the players.I say, I say, I say. Did you hear about the insurance company which failed to collect contributions over […]

Outside edge – Nick Bamford

Pension rules are complex, there is no doubt about it. This complexity may well be an important contributory factor to a lack of public interest in the subject. At least, a lack of interest until they realise that they may not receive as much retirement income as they need or expect.Who is to blame for […]

CA attacks FSA plan

The Consumers&#39 Association has issued a hard hitting attack on the FSA&#39s proposals for playing into the hands of big providers and issued a strident defence of independent financial advice.The defence is being led by director general Sheila McKechnie. The CA believes a move against polarisation could deny access to independent advice to the vast […]

Tech winners keep on winning

By Ali Unwin, chief technology officer & fund manager, Neptune Artificial intelligence, driverless cars, big data. As technological advancements – and disruption – increasingly dominate headlines, Ali Unwin sets out six key themes he is watching in 2017. Read more Important Information Investment risks Neptune funds may have a high historic volatility rating and past performance […]

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