The vast majority of investors lack a long term perspective towards their Isa investment, according to research commissioned by Charcol.The researchcarried out by Market Minder, shows 72 per cent of investors were not looking at their Isa as a long term investment.Charcol marketing director Candice Hodgson says: “It is worrying to see that so few […]
Consultation Paper 121A one to one? I think not. From Hull, Hell and Halifax Let's agree to disagree,The Funny Smell Authority is beginning to rile me.This time, let's have a more Equitable discussion.Broker a discussion? More like a scattergun approachTo ram the idea down everyone's throatA proper muddleYes – and jolly bankers in a huddleIndependence, […]
Profits at banking giant HBOS fell to £1.6bn last year from £1.7bn but net mortgage lending jumped by 183 per cent to £17bn from £6bn.The company blames the fall in profits on the integration costs from the merger of Halifax and Bank of Scotland, the acquisition costs of buying a share in St James' Place […]
A report published this morning by the CIPD (CIPD Employee Outlook March 2015) provides yet more interesting data to the changing landscape of retirement planning. It should be remembered that we are in a period of genuine flux here given that the default retirement age was scrapped three years ago, and new pension freedoms come online in April. Both of these alterations will have a huge impact on how employees plan for their retirement.
Is this a birthday to be proud of for the investment industry? Since Mifid II came into force a year ago, industry figures have continued to debate whether it has fulfilled its goal of increasing transparency in the asset management industry. The objective of making financial markets “fair, transparent, efficient and integrated” is a sizeable […]
The FCA has given the former chief executive and sales director of failed life settlement bond company Keydata until 1 February to pay more than £75m in fines between them. The final notices published on the FCA’s website today bring to a close years of legal fighting between the company’s top executives and the regulator, […]
Star manager Nick Train has described much of the current global political climate as “horrible”, but has sounded an optimistic note about the prospects for equity investors in 2019 on the back of heightened corporate activity. In the January update for the flagship Lindsell Train Investment Trust, Train writes that while equities took a beating […]