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Northern Rock – Balance – Fifth Issue

Wednesday, 6 March 2002 Type: With-profits bond and high interest account WITH-PROFITS BOND Aim: Growth and income by investing in Legal & General&#39s with-profits fund Minimum investment: £5,000 Bonus rates: Growth option 6%, income option 5.75% Allocation rates: 100% Charges: Implicit HIGH INTEREST ACCOUNT Minimum-maximum investment: £5,000-£500,000 Interest rate: 7% gross a year Term: Until […]

Misys…

Misys has launched a new-look logo for its DBS network to bring it in line with the corporate image of the group following its acquisition in July last year.The DBS name remains but the font has been changed and the Misys &#39M&#39 will be in the corner to give it the same identity as Countrywide […]

Saga enters discount broker market

Over-50s holiday, publishing and financial services group Saga is entering the discount broker market.Saga, which already has an IFA, will offer cut-price equity Isas from all the UK&#39s fund providers. The service, which started this week, will be targeted at Saga&#39s core over-50s market and will discount 3 per cent from the initial charge of […]

Treasury boosts IFAs on estate agent introducers

Mortgage introducers such as estate agents and housebuil-ders will have an incentive to refer potential borrowers to an IFA rather than a tied agent to avoid full FSA regulation under Treasury proposals.Packagers may also escape full FSA regulation if they do not arrange mortgages or give advice but res-trict themselves to providing information.The Treasury&#39s Regulating […]

Planning now for the residence nil-rate band

Graeme Robb, senior technical manager at Prudential, writes about the residence nil-rate band and the advice opportunities it presents for you when tax year-end planning with your clients. On our Planning Matters hub, we considered a widow, Margaret, and a married couple, John and Anne, for whom the residence nil-rate band (RNRB) is influencing planning […]

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