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Berkeley Alexander – MortgageSafe

Monday, 4 June 2001.

Type: Accident, sickness and unemployment insurance.

Maximum benefit: £1,500 a month or 65 per cent of monthly income, whichever is lower.

Benefit payment term: One or two years.

Deferred period: 30 or 60 days.

Premium: £4.25 per £100 of cover.

Commission: Initial 25 per cent, renewal 25 per cent.

Tel: 01273 477784.


Public back NHS partnership

Consumer confidence in the NHS&#39s ability to provide a comprehensive service has been brought into question by research from Standard Life Healthcare. It shows 59 per cent of people believe the NHS cannot provide free treatment for every condition, given the number of new drugs and treatments that have been discovered. Fifty per cent believe […]

Mortgage Next – Fixed Rate Fee Saver

Friday, 1 June 2001.Type: Fixed rate mortgage for members of Mortgage Next service.Fixed term: Until July 31, 2006.Fixed rate: 6.09 per cent.Minimum loan: £15,001, remortgages £25,001.Maximum loan: Up to 95 per cent of valuation subject to no maximum.Income multiples: Subject to negotiation.Arrangement fee: £299.Redemption fee: 7 per cent of amount repaid plus £100 until July […]

IFAs take bigger slice of life and pensions

IFAs are reaping the benefit of the collapse in direct salesforces and now account for nearly 60 per cent of the growing individual life and pension market, according to the latest ABI figures. IFAs took 59.4 per cent or £1.3bn of all new individual life and pension business on an equivalent premium income basis in […]

Self-assment may be the future of underwriting

The underwriting of applicants for life or general insurance products is,at a high level, a simple process. The product provider simply has to decide which applicants to accept andwhich to decline. If only life was so straightforward. The detailed processes which underlie the high-level aim of underwritingare complicated. Before considering these, however, we need to […]


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